Trucking / Transportation

Solutions Specialty Insurance Brokers

Whether you are long haul trucker, haul your own cargo or someone’s else, our customized commercial auto insurance programs are to protect your business.

We offer a wide variety of programs of commercial transportation products for fleets and owner-operators. We also have insurance programs for those in the transportation of passengers as courtesy or for-hire such as passenger vans, limousines, charter buses and others. The transportation industry presents their own unique exposures and must be adequately addressed to provide the right coverage. We can provide a customized insurance solution with the basic coverages of Auto Liability and Physical Damage for owned and non-owned equipment.

The regulatory climate that affects the trucking industry and the required insurance filings with state and federal agencies can never be overlooked. We have assisted many truckers to comply with these important requirements. Whether it is a California filing for the Motor Carrier Permit, UIIA filing for container haulers, or USDOT filing, we can handle them all. Our team of specialist can also assist you in all your needs regarding trucking permits.

We write with reputable and “A” AM Best rated insurance carriers that will be there whenever you need them. Over the years, our ability to quickly engage and assess your exposures and needs allow us to match each individual client with the appropriate carrier that better fits your needs. We also have the programs for those distressed clients with higher losses and unable to obtain insurance coverage somewhere else.

Rating Factors and how price is calculated

There are several variables that affect the price of your commercial auto insurance or whether an insurance company is interested in offering a quote or not. Years of experience, type of business or cargo hauled, the DOT (SAFER) Scores, Safety violations, driving records, frequency and severity of losses, potential premium volume (size of your business) and radius of operation are only some of the important aspects considered. We understand that in this current climate, some insurance carriers are highly selective, and not everyone is accepted. Therefore, we have built relationships with several insurance carriers to match each client with the insurance carrier’s appetite.

Highlights

  • Several “A” AM Best Rated Carriers
  • Competitive pricing
  • Fast quotes
  • No down payment programs available to some qualified clients
  • No prior insurance OK
  • New Ventures OK
  • Several Payment Options
  • Accounts with large losses may be considered

Eligible Classes of business

  • Local, intermediate and long-haul truckers
  • Intermodal/Container Haulers
  • Dirt, Sand and Gravel Haulers
  • Dump Trucks
  • Refrigerated Produce Distributors
  • Flatbed Haulers
  • Food Trucks and Caterers
  • Food/Lunch Trucks
  • Trailer Repair Contractors
  • Mobile Auto Repair & Service
  • Artisan and General Contractors
  • Scrap Metal Operation
  • Retail and wholesale delivery
  • Warehouses, Wholesalers & Distributers
  • Auto Haulers and Transporters
  • Tire Haulers
  • Towing Operations

Transportation of Passengers

  • Non-Emergency Medical Transportation
  • Charter, Sightseeing and Tour Buses
  • Courtesy Passenger Transportation

Available Coverage

  • Auto Liability
  • Auto Physical Damage
  • Hired and Non-Owned Auto Liability
  • Motor Truck Cargo
  • Warehouse Legal Liability
  • Non-Owned Trailer
  • Trailer Interchange
  • General Liability
  • Garage Liability
  • Garagekeepers
  • Excess and Umbrella
  • Non-Trucking Liability

Optional Coverage and Endorsements

  • Rental Reimbursement
  • Federal MC # filing
  • Towing and debris removal coverage
  • Cargo Reefer Breakdown
  • Contractor’s Equipment
  • Auto Loan/Lease Gap Coverage
  • 24-hour Roadside Assistance
  • Additional Insured and Waiver of Subrogation endorsements
  • UIIA Endorsement for Containers Haulers
  • California Motor Carrier permit filing

If you are in the trucking business, own a truck or require commercial auto and want to discuss your insurance needs, please contact us, fill out our free request a quote form on this page or call us today at 323-771-0777.